年金繰り下げて一括請求した時の闇、国は詳しい説明をしない。５年前みなし繰り下げの問題点、手間と費用と多額の追徴額、さらに延滞税、本当に得なのか年金を繰り下げてもらうことが。未支給年金は多額の所得税。
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